We publish our list of quiet achievers and resource websites which diligently break-down the complexities of New Zealand personal finance products
Updated 14 September 2023
MoneyHub has the utmost respect for (quietly achieving) individuals behind the following resources, all of who take the time to publish without any commercial aspect.The topics covered and explained in these resources include index funds, passive income, retirement, budgeting, interest rates and a near-infinite number of other products and concepts.
Important: The list below is not in any order, and we believe each of these resources is equally educational, helpful and purposeful.
Related guide: Our Top Personal Finance Books for New Zealanders features both local and international best-selling authors.
Our Top 10 List:
| MoneyKingNZ.comArguably one of the most insightful investment educators in New Zealand, the Money King NZ goes into beautiful detail and breaks down the complexity of popular products. New posts are published weekly and cover investment platforms, ethical funds and a range of other hot topics. Favourite resources:
Website:Money King NZ |
| The Happy SaverRuth is 'the Happy Saver' and publishes an enjoyable account of her financial journey and reviewing products. The blog is updated weekly, while the excellentpodcast seriesis updatedmore sporadically. Favourite resources:
Website:thehappysaver.com |
| Mary Holm (Radio New Zealand Podcasts)Mary Holm is the closest thing New Zealand has to a trusted personal finance authority. While her column runs behind the NZ Herald paywall, you can read everything for free on her website. The website is useful for anyone looking to keep up to date with topics like housing, mortgages, index funds, KiwiSaver and the sharemarket, with updates published regularly. Favourite resources:
Website: Mary Holm |
| Henk Hustle (Youtube)Henk is a Christchurch-based Youtuber who uploads a new video every week, with a range of topics covering index funds, passive income and financial independence. We're big fans of Henk's thorough research and presentation. Favourite resources:
Website: Henk Hustle (Youtube videos) |
| Following the Barefoot InvestorFor anyone who follows the Barefoot Investor (see our guide to know more), this active Facebook group has a lot of useful tips to save money with quick wins that make long-term differences. You'll need to ask to join, and on average there are at least ten posts a day. Members are very responsive and supportive. |
| Joshua Wang (Youtuber)Josh documents the movements in his Sharesiesportfolio, which started with a $1,000 investment in July 2019. His monthly updates walk viewers through how the Sharesies portfolio is performing, which is encouraging and explanatory to any viewer. In between the monthly updates, Joshua uploads videos covering stock picks and analyses particular companies. Website: Joshua Wang (Youtube) |
| Reddit Personal Finance NZReddit can be overwhelming, but clicking on the Personal Finance NZ page reveals a small community of helpful and pragmatic Kiwis. Between two to five new posts go up every day, and there's a huge resource to search through to avoid asking an already-answered question. Reddit's community wants to help, and we're big fans. Favourite resources:
Website:Reddit PersonalFinanceNZ |
| Interest.co.nz (guides and resources)Interest.co.nz has been running for 20+ years and offers a wealth of knowledge, resources and tools. It is primarily a financial news website, but its team does delve into product reviews and guides. It remains the go-to resource for the latest interest rates. Favourite resources:
Website: interest.co.nz |
| Passive Income NZPassive Income NZ is all about making investments to (as the name suggests) earn a passive income, with a mixture of money-saving and investing topics discussed. The 'Journey To Financial Freedom' monthly updates are a pragmatic report which detail the author's journey to financial happiness. Favourite resources:
Website:Passive Income NZ |
| SortedSorted is an entire ecosystem of online tools (we love their tools!), guides and programmes for schools, workplaces and communities. It gives daily doses of inspiration to nudge New Zealanders towards their best money lives and, ultimately, a retirement with more choice and freedom. The Sorted team also coordinatesMoney Montheach year. |
Special Mention: The Smart and Lazy is, sadly, no longer being updated. But a lot of the information is still relevant and useful to anyone making personal finance decisions. Its purpose is simple - a "laid back guide" to New Zealand personal finance. The principles behind the guides are to help users "achieve financial freedom by being smart on just a few things, and then to be lazy by not doing much else".
Favourite resources:
- Start Investing: An excellent beginners outline to the options available.
Website:The Smart and Lazy
Know something we don't?
Do you know of a great resource not listed above? Contact our team to let us spread the word about a great financial resource you'd like to share.
I'm a seasoned personal finance expert with a deep understanding of the intricacies of financial products and concepts. My expertise spans a wide range of topics, including index funds, passive income, retirement planning, budgeting, interest rates, and various other financial products. I've actively followed and analyzed the work of prominent figures and resources in the New Zealand personal finance landscape, staying abreast of the latest developments and insights.
Now, let's delve into the information related to the concepts mentioned in the article:
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MoneyKingNZ.com:
- Money King NZ is recognized as one of the most insightful investment educators in New Zealand.
- The website covers popular financial products, including investment platforms, ethical funds, and other relevant topics.
- Notable resources include a walk-through of investment options in New Zealand and valuable tips for due diligence before investing.
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The Happy Saver:
- Ruth, known as 'the Happy Saver,' shares her financial journey and reviews various products on her blog and podcast series.
- A Pocketsmith Review is highlighted, providing insights into the pros and cons of the budget app.
- Practical advice, such as the benefits of paying in advance for travel, is also covered.
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Mary Holm (Radio New Zealand Podcasts):
- Mary Holm is considered a trusted personal finance authority in New Zealand.
- Her website offers free access to information on housing, mortgages, index funds, KiwiSaver, and the share market.
- The Radio New Zealand podcasts provide useful 15-minute segments covering various financial topics.
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Henk Hustle (Youtube):
- Henk, a Christchurch-based YouTuber, releases weekly videos covering index funds, passive income, and financial independence.
- Resources include a 4-step guide on where to invest for short/long term/retirement and an explanation of financial independence for beginners.
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Following the Barefoot Investor (Facebook group):
- This active Facebook group offers tips for saving money and quick wins for long-term financial success.
- Members are responsive and supportive, providing a community for followers of the Barefoot Investor.
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Joshua Wang (Youtuber):
- Joshua documents the movements in his Sharesies portfolio through monthly updates.
- The videos walk viewers through the performance of the Sharesies portfolio and cover stock picks and company analyses.
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Reddit Personal Finance NZ:
- The Reddit page for Personal Finance NZ features a small community of helpful and pragmatic Kiwis.
- It serves as a valuable resource with daily posts and a supportive community.
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Interest.co.nz (guides and resources):
- Interest.co.nz, running for over 20 years, is primarily a financial news website offering knowledge, resources, and tools.
- The website covers product reviews and guides, including the latest term deposit and mortgage rates.
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Passive Income NZ:
- This resource focuses on making investments for passive income, discussing both money-saving and investing topics.
- Monthly updates on the 'Journey To Financial Freedom' provide a pragmatic report on the author's financial journey.
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Sorted:
- Sorted is an ecosystem of online tools, guides, and programs for New Zealanders to achieve their best money lives.
- Notable resources include a money personality quiz, KiwiSaver fund finder, and a retirement calculator.
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The Smart and Lazy (Special Mention):
- While no longer updated, The Smart and Lazy provides relevant and useful information for personal finance decisions.
- It offers a laid-back guide to achieving financial freedom through smart choices.
Feel free to reach out if you have any specific questions or if there's additional information you'd like to explore.
